All BDA members are cordially invited to attend the West Lancs/West Cheshire and North Wales Branch Annual General Meeting on 11 February 2014. The meeting will include a presentation by Medical Money Management on pensions and personal finances. The venue is PGMC, Clatterbridge Hospital, Bebbington, CH63 4JY, refreshments from 5.45 pm, with the lecture and AGM from 6.30 pm. To register attendance/apologies please email the Branch Secretary on mrsclayden@yahoo.co.uk.