Key points
Be aware of the different types of indemnity and how they work.
Make sure, as a practice owner, that you have indemnity that will deal with vicarious liability and NDDC claims.
Make sure that, if you run your practice as a limited company, you have indemnity or insurance that cover claims made against the corporate entity, as well as against you as an individual.
Make sure that the organisation that you choose to provide you with professional indemnity has an experienced team of dentally qualified advisers who provide advice and case management services for you. Not all indemnity providers have experienced dentolegal colleagues on the front line of the assistance being provided.
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References
General Dental Council. Indemnity guidance. Available at https://www.gdc-uk.org/standards-guidance/standards-and-guidance/indemnity-guidance (accessed April 2024).
News. Rattan successfully fights vicarious liability claim at Court of Appeal. BDJ In Pract 2022; 35: 5.
Medical and Dental Defence Union of Scotland. YourHalo: your wellbeing is our priority. 2021. Available at https://www.mddus.com/about-us/notice-board/2021/october/yourhalo-your-wellbeing-is-our-priority (accessed April 2024).
Scottish Dental Magazine. Indemnity and beyond. 2019. Available at https://www.sdmag.co.uk/2019/06/17/indemnity-and-beyond/ (accessed April 2024).
UK Parliament. Clinical Indemnities Reform. 2024. Available at https://questions-statements.parliament.uk/written-statements/detail/2024-03-07/hcws318 (accessed April 2024).
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Kaney, H. Hot topics in dental indemnity - an MDDUS perspective. Br Dent J 236, 618–619 (2024). https://doi.org/10.1038/s41415-024-7315-x
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DOI: https://doi.org/10.1038/s41415-024-7315-x