Earthquake Insurance


GENERALLY speaking, earthquake insurance is still only undertaken in very few cases and usually with reluctance by underwriters. This is understandable in that exact statistical evidence only exists in the majority of cases over a period of 40 ± 10 years, which is insufficient to make it possible to judge when another shock is likely to take place in any particular locality. Moreover, in the present state of knowledge, earthquakes cannot be predicted exactly by any other means. It is, however, possible to indicate which areas are more likely to experience earthquake shocks than others, and it should therefore be possible to initiate some sort of insurance against these natural calamities.


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TILLOTSON, E. Earthquake Insurance. Nature 144, 297–298 (1939).

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